Trusted Loan Aggregator

Instant personal loans up to ₹25 Lakh

We compare offers from India's top lenders to get you the best rate. 100% paperless approval — no collateral, no branch visits.

No prepayment penalty
Checking won't affect CIBIL
Check your eligibility Takes under 2 minutes. Won't affect your CIBIL score.
Mobile number
+91
Enter a valid 10-digit mobile number
Full name (as per PAN) Name should not contain numbers
Employment type
Salaried
Self-employed
PAN number Enter a valid PAN (e.g. ABCDE1234F)
Monthly salary
₹
Enter a valid salary amount
Pincode Enter a valid 6-digit pincode
I agree to the Terms & Conditions and Privacy Policy, and consent to IndusLoan sharing my details with its lending partners to process my loan application.

Get your loan in 3 simple steps

Fully digital. Zero paperwork. No branch visits.

STEP 1 Apply online Fill a 2-minute application and get an instant eligibility check without affecting your CIBIL score.
STEP 2 Select a lender & get approved* Compare offers from 20+ banks and NBFCs, pick the best rate, and get approved — all in under 15 minutes.*
STEP 3 Money in bank in 24 hrs Once approved by our lending partner, the loan amount is disbursed directly to your bank account within 24 hours.

*15-minute approval is subject to document readiness, lender processing times, and credit assessment at the sole discretion of the lending institution.

One loan, many needs

Use your personal loan for whatever life throws your way.

Medical
Cover emergencies & treatments
Wedding
Make the big day memorable
Travel
Fund your dream vacation
Home renovation
Upgrade your living space
Education
Invest in skills & courses
Debt consolidation
Combine dues into one EMI
₹4,200 Cr+ Loans disbursed
12 Lakh+ Customers served
20+ Lender Partners Banks & NBFCs
15 min* Avg. approval time
4.8
Rated on Play Store

Who can apply?

Simple eligibility criteria for both salaried and self-employed applicants across India. We match you with the right lender from our network.

Keep your Aadhaar & PAN handy for instant e-KYC.
Age
21 – 60 years
Minimum income
₹20,000 / month
Credit score
CIBIL 700+
Employment
Salaried / Self-employed

Transparent rates & fees

No hidden charges. Know exactly what you pay.

9% – 32%
Interest rate (p.a.)
Up to 2%
One-time processing fee
₹0
Prepayment / foreclosure

APR ranges from 9% to 32% p.a. depending on your credit profile, loan amount and tenure. Rates are set by our lending partners. GST applies on processing fees and other charges as per government norms. IndusLoan is a loan aggregator and DSA — we do not lend directly.

Frequently asked questions

Does checking eligibility affect my CIBIL score?
No. We run a soft inquiry to check eligibility, which has no impact on your CIBIL score. A hard inquiry happens only when you formally accept a loan offer from our lending partner.
What documents do I need?
Just your Aadhaar and PAN for e-KYC, plus 3 months of bank statements or salary slips for income verification. Everything is uploaded digitally.
Is IndusLoan a bank or NBFC?
No. IndusLoan is a loan aggregator and Direct Selling Agent (DSA). We partner with leading banks and NBFCs to help you find the best loan offer. We do not lend money directly.
Are there prepayment or foreclosure charges?
Most of our lending partners offer zero prepayment or foreclosure charges. Specific terms depend on the lender and your loan agreement.

Ready to get your personal loan?

Check your eligibility in under 2 minutes — without affecting your CIBIL score. We compare offers from 20+ lenders to find the best rate for you.